You're looking at buying a home in the Sunshine State, congratulations! The process can indeed be challenging, especially if you currently live out of State. That is why working with a team of experts is so important. Having an on-the-street real estate agent is the 1st step to your successful purchase. Realtors know their market areas intimately, and you must have a very trusting feel with whomever you decide to work with. If you need a referral I have a list of top agents for many areas in SWFL.
Step 2 is working with a mortgage professional who cannot only provide you with the country's most competitive interest rates and endless loan options to meet your individual needs but a loan officer who has the experience to make the loan process simple and transparent. Meet me, Jeff Marsack with Simple Home Lending. I have been originating mortgage loans since 1993.
We are an independent mortgage company able to shop the top lenders in the country to find you the perfect loan. That in itself is important, and I always recommend independent mortgage lenders and brokers over the big banks, but what makes me different from others? In my opinion, it's because my wife and I have gone through the process of buying our slice of Florida heaven as well. My wife Linda and I are big golfers, and really loved the idea of living in a golf community.
Having only rented in the Marco Island/Naples area in prior years, the Idea of buying was very exciting but a little daunting as well. Working with a Realtor who helped us navigate the multitude of golf communities and explaining the differences between bundled clubs versus non-bundled was critical and then helped us understand the world of HOA fees, yikes! In the end, we closed on a beautiful condo in Naples in early 2022 all via FaceTime:) and now we are blessed to spend all winter enjoying green fairways and white sand beaches instead of the many inches of white snow in our hometown in Michigan.
I do hope that we will have a chance to talk and discuss your new SWFL home-buying plans. Call or email me anytime, and I will be calling you personally to talk about your plans to join me here in Paradise and maybe join me on the course.