Learn About New Reverse Mortgage Programs

With Enhanced Benefits and See If You Qualify

FOR THE QUICKEST ASSISTANCE, PLEASE CALL (586) 943-8173

Reverse Mortgages: The Truth, Not the Myths

As seen on WINK News

Reverse mortgages have come a long way over the years. Many of the negative perceptions people still have are based on older versions of the program or on information that was never clearly explained.

If you’ve seen me on WINK News, you know my approach is simple: education first, no pressure. The goal is to help Florida homeowners understand how today’s reverse mortgages actually work, and whether they make sense for their situation.

You Keep Ownership of Your Home

Your name stays on the title, the bank does not take your home. As long as you live in the home as your primary residence, pay property taxes and insurance, and maintain the home, you can remain there for life.

Strong Protections for Your Spouse & Family

When structured properly, today’s reverse mortgages include built-in protections for spouses and heirs. Your family is never personally responsible for the loan, and heirs will never owe more than the home’s value.

No Required Monthly Mortgage Payments

There are no required principal or interest payments, which can greatly improve monthly cash flow in retirement. You stay in control of how and when you access your funds.

A Line of Credit That Grows & Can’t Be Frozen

Unlike traditional home equity lines of credit, a reverse mortgage line of credit:

Grows over time, even if unused
Cannot be frozen or reduced due to credit changes
Is backed by federal insurance

Many homeowners use it as a long-term financial safety net.

Flexibility Without Pressure

Funds can be accessed as a lump sum, monthly income, a line of credit, or a combination. You can also repay the loan at any time, with no prepayment penalty.

Education You Can Trust

As someone featured on WINK News and with over 30 years in mortgage lending, my role is to help you make an informed decision, not to sell you on something that doesn’t fit. If a reverse mortgage makes sense, I’ll show you why. If it doesn’t, I’ll tell you that too.

If you’d like clear, honest answers about reverse mortgages in Florida, complete the short form on this page and I’ll personally reach out to walk you through your options.

Or, if you prefer immediate assistance, you’re always welcome to contact me directly 586-943-8173